WebHarford Bank is an independent, locally owned and managed, full-service bank, responsive to the needs of our customers and our community. We are committed to delivering a superior customer ... WebHarford Bank's one-year CD earns at a rate of 1.50% and the five-year CD has a rate of 2.80%, while its highest-yielding money market account earns at an APY of 0.30%. Given Harford Bank's poor savings rate, you should think about opting for higher earning savings accounts with other banks. How Harford Bank's Savings Rates Compare

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